Do i need rental car insurance with american express

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When to Use American Express’ Premium Car Rental Protection

do i need rental car insurance with american express

You'll need to log in to the American to rent a car, at which point the premium will.

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This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page. Many credit cards offer some type of coverage when you rent a car. Some premium credit cards offer primary car rental coverage , but always check that your rental will be covered, as some types of vehicles, rental locations and rental lengths may be excluded. No American Express credit cards offer primary car rental coverage, although most offer secondary coverage. But all American Express credit cards offer an optional Premium Car Rental Protection policy that can be added to rentals made using the card for a small fee.

Renowned for some of the best and most comprehensive benefits available, American Express rental car insurance can help you save money with a wide scope of coverage throughout most countries in Europe. Coverage is available for all AmEx cardholders but certain restrictions do apply, so make sure you qualify according to your specific rental and travel plans to avoid being left without insurance. Use the information below to learn how you can make use of the benefits provided through your Amex card and don't pay any more than you have to the next time you rent a car! IMPORTANT: Qualifications vary by issuing bank and there are some restrictions that may apply depending on the specifics of your rental that could violate the terms under your American Express car rental insurance coverage. See the information below to get a better idea of whether or not you'll qualify for coverage and always call your card provider directly for the most accurate information.

You must list yourself or an authorized driver on the rental agreement at the time of your rental. Back to Top.
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With American Express, your rental is covered. If you wield a credit card from American Express, you already have rental car insurance coverage at your fingertips — at least, in most cases. It's important to know how to use this coverage from American Express, as well as when it applies and when it doesn't. Here's what to keep in mind. First and foremost, if you want to use American Express' coverage, you have to charge your car rental to your Amex card. Use your card to reserve and pay for the entire rental, and make sure to decline the collision damage waiver offered to you at the rental car counter.

View Frequently Asked Questions. File a Claim or Check Claim Status. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policies. Coverage applies for the first 30 days of a vehicle rental and when rented from a Rental Company.



American Express Card Car Rental Insurance Policy

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American Express Rental Car Insurance Coverage Explained

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1 thoughts on “Do i need rental car insurance with american express

  1. Even if you're aware of the free car rental insurance provided by credit cards , unless you read the fine print on your credit card agreements and rental car contracts, it's just plain confusing knowing how your car rental would be protected.

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